Sobre Steven
With big dreams and even more determination, Advisors Mortgage Group, LLC was founded in October 1999 by a single loan officer in a 400 square foot office in Shrewsbury, New Jersey. In the years since its formation, Advisors has grown to serve not only the greater New Jersey area, but also a vast portion of the United States.
Our immense experience is our greatest asset and is the foundation of the success of the company and every Advisors branch and loan officer.
Con licencia en NJ
Guías gratuitas de Steven
Guía para compradores primerizos
Por qué ser propietario, los 7 pasos, la lista de documentos y qué hacer y qué no: léala aquí, sin descargas.
Dónde encontrar a Steven
Steven trabaja desde nuestra oficina de Wall, NJ – Jones & Walz Branch. Rama NMLS #173453.
Lo que dicen los clientes sobre Steven
30 reseñas de clientes
Reseñas verificadas de clientes a través de Experience.com
Thank you Steven and the Advisors Mortgage team!
I wouldn’t use anyone other then Steve and advisors, he will get my mortgages on all my investment properties for the rest of my life
easy process and personalized service
My loan officer was completely on my side this time. My last advisors mortgage loan officer was a pompous jerk. Steven is great
Steve and Jen
Steven Blain is excellent officer. He has always helped us in getting best competitive interest rate, made everything easy, stress free. Excellent for closing in weeks. We have been working with him since years. His whole team works well together and very responsible. Steve is always accessible. He is well-versed with the market and guides you in right direction. We have closed 5 properties with Steven and never had any issues. Thank you Steve and the team.
Steve always answered his phone and made sure the whole process moved smoothly. I trust he always had my best interest in mind.
They were very helpful and made the process super easy!
Steven and the rest of the team did a great job of getting me through the whole process. Very pleasant and attentive.
Smooth process with minor issues
⭐️⭐️⭐️⭐️⭐️
Great experience
The Advisors Mortgage Team went way above and beyond our expectations as a buyer of our mortgage lender. Steven Blaine was steadfast in his promise to secure the lowest rate possible and gave us a rate no other company could come close to matching! Once secured, Steven and Jennifer were always accessible for any questions, stayed on schedule with their deliverables (and kept us on ours), and had everything ready to roll for closing. This is a process you should not have to worry about as a buyer, and we will recommend Steven and Advisors to anyone we know!
Steven Blaine was the reason I chose to work with Advisors Mortgage. Steven and his team were phenomenal and a great resource to have in pushing through to close on time as well as answer the abundance of questions I had. Steven did a great job at simplifying the request for the plethora of documents and even when I felt overwhelmed he provided good insight and assistance above and beyond what I thought he needed to provide to me. Steven's team were in sync with his leadership and when dealing with them I felt I received the same service that Steven provided. My transaction commanded more attention due to my self-employment and how I receive income. Steven was an excellent resource and great service provider. Thank you Steven and his team for facilitating my transaction!
The team at Advisors Mortgage and Steven Blaine helped me navigate through the refinance process and made the overall experience as seamless as possible. The team was always available to answer any questions I had and were extremely mindful of my time and priorities. Would definitely recommend to others and use myself in future transactions!
Great, great, 😊
Quick easy process, normally very stressful but Steve and the team over there made is a smooth transition from one house to the next
Steve with Advisors Mortgage was great! He was so patient and helped with everything throughout the process. He answered all of our questions thoroughly and explained every detail. We will definitely refer family and friends to Steve Steve。
Great, outstanding and professional
Had a very pleasant experience working with Mr. Blaine. Steven was very helpful all around throughout the process....5 Star rating!!!
Great job guys. Thank you!
Steve was very helpful and answered all of our questions fully and in a timely manner. We were always able to reach him when needed. The whole process was very smooth.
Very professional. Answered all of my questions in a timer manner with helpful information. Highly recommend.
Steve did a fantastic job with our refinance and made the process very smooth. He was always available to answer questions and made sure we understood every step along the way. Thank you!
Steven Blaine was absolutely incredible to work with! My fiancé and I are first time home buyers, but with Steven’s guidance we felt like true experts. Steven was available to help us through every single step of the process, and made the experience easy and enjoyable for us. I would recommend Steven and his team over & over again, and I look forward to working with him again in the future!
Últimas noticias del mercado
The latest PCE inflation report came in cooler than expected, giving both stocks and bonds a boost. Headline inflation rose just 0.3% for the month, while the year-over-year rate fell from 3.7% to 3.4%, better than forecasts. Core inflation, which excludes food and energy, increased only 0.2% and declined from 3.3% to 3.0% annually.
The softer inflation data could reduce pressure on the Federal Reserve to raise rates immediately. New York Fed President John Williams indicated there is no urgency to act following September’s rate hike, although he still expects another increase may be needed later this year.
One area of concern is consumer finances. The savings rate dropped from 4.6% to 4.1%, its lowest level in four years, suggesting consumers continue to spend while saving less.
The inflation report was encouraging for financial markets and showed meaningful progress toward lower inflation, which could help ease some of the upward pressure on interest rates if the trend continues.
Source: MBS Highway
The housing market is shifting in buyers’ favor as more homes become available and competition eases. Redfin reported that,“Sellers outnumbered buyers by 58% in August, the biggest gap in Redfin’s records, driven by a surge in listings and stagnant demand”.
This is the widest gap since Redfin began tracking in 2013. Also interesting is that housing supply reached its highest level in more than a decade, giving buyers more choices and negotiating power.
Affordability remains a challenge, with mortgage rates around 7% and the median existing-home price rising 1.6% year over year. Pending sales and mortgage applications have declined, as high costs and economic uncertainty keep some buyers on the sidelines. Many homeowners are also hesitant to trade their existing low mortgage rates for higher ones.
In some markets, homes are taking longer to sell, prompting sellers to adjust prices and increase marketing efforts. Buyers with substantial cash or home equity are especially well positioned, although the overall sales pace through August remained largely unchanged from last year.
For buyers who are financially ready, greater selection and less competition offer an encouraging opportunity to find a home that fits their needs and budget.
The Federal Reserve raised its benchmark interest rate by 0.25 percentage points, bringing the target range to 3.75%–4.00%. The Fed made the move because they feel that inflation remains elevated, while consumer spending, business investment and the labor market continue to show resilience. Higher rates are intended to slow demand and help return inflation to the Fed’s 2% goal.
Although the Fed does not directly set mortgage rates, its decisions influence the bond market and investors’ inflation expectations. When the Fed hikes rates it can be seen as deflationary since it makes borrowing money more expensive and slows down the movement of money. Bond investors’ arch enemy is inflation so a push from the Fed to fight inflation can garner more attention from investors to purchase more bonds which would help mortgage rates decrease. However, the comments following the policy change put pressure on the bond market since Fed Chair Warsh’s comments were seen as “thin” and he also mentioned inflation is still hanging around.
If inflation cools and the Fed wins the trust of the markets by continuing to fight inflation, we could see rates have a chance to improve, but if the opposite occurs rates could continue their trend and increase more. Oil is also a large factor and if we can get it to drop in price it could also assist mortgage rates to improve.
Source : Federal Reserve
