Sobre Jaime
With big dreams and even more determination, Advisors Mortgage Group, LLC was founded in October 1999 by a single loan officer in a 400 square foot office in Shrewsbury, New Jersey. In the years since its formation, Advisors has grown to serve not only the greater New Jersey area, but also a vast portion of the United States.
Our immense experience is our greatest asset and is the foundation of the success of the company and every Advisors branch and loan officer.
Con licencia en NJ
Guías gratuitas de Jaime
Guía para compradores primerizos
Por qué ser propietario, los 7 pasos, la lista de documentos y qué hacer y qué no: léala aquí, sin descargas.
Dónde encontrar a Jaime
Jaime trabaja desde nuestra oficina de Point Pleasant, NJ. Rama NMLS #2022246.
Lo que dicen los clientes sobre Jaime
11 reseñas de clientes
Reseñas verificadas de clientes a través de Experience.com
If you like team work and love being apart of a great team. Look no further, Joe and Jaime Rock, a husband and wife team that will work with you, communicat, walk you through the steps and go to every open house you send them. As a first home buyer I am happy and grateful that I found a team like Joe and Jaime to help me and my fiance find our first house that we can call ours. Thank you guys so much for everything you guys are the best.
Working with Jaime as our loan officer was a pleasure. We used a VA loan, and she navigated every detail with confidence and expertise. From day one, she kept us fully informed. Her communication was clear, proactive, and steady — we always knew exactly where we stood. In the middle of a relocation and another transaction, that level of organization meant everything. What impressed us most was how smoothly and quickly we closed. The entire process felt calm and controlled — exactly what you want in a mortgage transaction. I highly recommend working with Jaime. She is knowledgeable, ethical, and truly cares about her clients. As someone who values doing things the right way, I can say with confidence that Jaime delivers.
I am so thankful to have worked with Jaime to get my new home! She was so patient, understanding, and thoroughly explained everything to me. She helped my husband and I buy our first home together as a married couple, and made the process so easy for us. She replied quickly to all my questions and made us feel confident during this very stressful process. I highly recommend Jaime!
I highly recommend Jaime Rock to anyone looking to buy a home. She helped me to through the process of buying a home for my children and I. She was such a big help throughout the entire process and she was very thorogh in explaining options and finalizing my mortgage. I am so thankful to her and we love our new home!!
I was in a difficult situation to secure my mortgage, after multiple lender denied my applications for not having enough income, my realtor Agent referred me to Jaime and since day one to the end of the process Jaime was there and guide me through of every single detail of the process. Today, my family and I are very happy, and love our new house. I highly recommend Jaime Rock to anyone looking to buy a home. Give her a call or text she have a lot of option available for you...
This was our first home, Jamie and her coworkers went above and beyond. We closed in 20 days! I would recommend her over and over again! She is amazing!!!
I just wanted to write a quick note to say that working with Jaime Rock was a phenomenal experience. I was a first time home buyer, with A LOT of questions, looking to purchase a home in Sparta, NJ (on Lake Mohawk) this past Spring....and I couldn't have had a better person on my side. Jaime was extremely intelligent, efficient, and detail-oriented in all of our dealings. She was patient in answering all of my crazy questions, and she really spent a lot of time walking me through the mortgage process. Jaime also has an extensive network of contacts to help with all facets of the complicated process, that she is happy to introduce you to. I will absolutely work with Jaime again in the future, and I would recommend her to any family, friends, coworkers, etc who are looking for a lender to work with.
JAMIE ROCK WAS PROFESSIONAL AND WAS ABLE TO GUIDE ME THROUGH THE LOAN PROCESS VERY SMOOTHLY AND WITHOUT STRESS. i WOULD HIGHLY RECOMMEND JAMIE TO OTHERS TO USE AS A MORTGAGE LENDER PROFESSIONAL. SHE HAS MADE MY MORTGAGE EXPERIENCE VERY ENJOYABLE AND STRESS FREE. SHE WAS ABLE TO BE REACHED EASILY AND RETURNED PHONE AND EMAILS QUICKLY.
I knew nothing about the process to secure a home equity line of credit and didn't really know where to begin. When I contacted Jaime she instantly put me at ease and walked me through the process. I had many questions and her patience was greatly appreciated. She was wonderful at explaining things in a manner that I could understand. She could sense that I was a bit overwhelmed. Her friendly and calming manner made the process so much more enjoyable. She was a true pleasure to work with!
Jaime was a pleasure to worth with. She took the time to itemize my debt and help me lower my debt to income ratio. She answered every question I had. I would recommend her to anyone looking to start that step of owning a home. I would choose her all over again if I had to repeat the process.
Jaime reached out to me when I filled out an online inquiry for lenders who were willing to see what could be done in my challenging buying and selling situation. From the start she was wonderful, explaining to me my options and looking for programs and services that would fit my particular situation. She made a point to reach out often and accommodate my hectic schedule. Though I'm still looking for a buyer for my home, it's comforting to know that on the lender end of things, I'm all set to move forward due to Jaime's knowledge, understanding and willingness to go the extra mile. I would highly recommend Jaime Rock as a loan officer for your home buying purchases!
Últimas noticias del mercado
The latest PCE inflation report came in cooler than expected, giving both stocks and bonds a boost. Headline inflation rose just 0.3% for the month, while the year-over-year rate fell from 3.7% to 3.4%, better than forecasts. Core inflation, which excludes food and energy, increased only 0.2% and declined from 3.3% to 3.0% annually.
The softer inflation data could reduce pressure on the Federal Reserve to raise rates immediately. New York Fed President John Williams indicated there is no urgency to act following September’s rate hike, although he still expects another increase may be needed later this year.
One area of concern is consumer finances. The savings rate dropped from 4.6% to 4.1%, its lowest level in four years, suggesting consumers continue to spend while saving less.
The inflation report was encouraging for financial markets and showed meaningful progress toward lower inflation, which could help ease some of the upward pressure on interest rates if the trend continues.
Source: MBS Highway
The housing market is shifting in buyers’ favor as more homes become available and competition eases. Redfin reported that,“Sellers outnumbered buyers by 58% in August, the biggest gap in Redfin’s records, driven by a surge in listings and stagnant demand”.
This is the widest gap since Redfin began tracking in 2013. Also interesting is that housing supply reached its highest level in more than a decade, giving buyers more choices and negotiating power.
Affordability remains a challenge, with mortgage rates around 7% and the median existing-home price rising 1.6% year over year. Pending sales and mortgage applications have declined, as high costs and economic uncertainty keep some buyers on the sidelines. Many homeowners are also hesitant to trade their existing low mortgage rates for higher ones.
In some markets, homes are taking longer to sell, prompting sellers to adjust prices and increase marketing efforts. Buyers with substantial cash or home equity are especially well positioned, although the overall sales pace through August remained largely unchanged from last year.
For buyers who are financially ready, greater selection and less competition offer an encouraging opportunity to find a home that fits their needs and budget.
The Federal Reserve raised its benchmark interest rate by 0.25 percentage points, bringing the target range to 3.75%–4.00%. The Fed made the move because they feel that inflation remains elevated, while consumer spending, business investment and the labor market continue to show resilience. Higher rates are intended to slow demand and help return inflation to the Fed’s 2% goal.
Although the Fed does not directly set mortgage rates, its decisions influence the bond market and investors’ inflation expectations. When the Fed hikes rates it can be seen as deflationary since it makes borrowing money more expensive and slows down the movement of money. Bond investors’ arch enemy is inflation so a push from the Fed to fight inflation can garner more attention from investors to purchase more bonds which would help mortgage rates decrease. However, the comments following the policy change put pressure on the bond market since Fed Chair Warsh’s comments were seen as “thin” and he also mentioned inflation is still hanging around.
If inflation cools and the Fed wins the trust of the markets by continuing to fight inflation, we could see rates have a chance to improve, but if the opposite occurs rates could continue their trend and increase more. Oil is also a large factor and if we can get it to drop in price it could also assist mortgage rates to improve.
Source : Federal Reserve
